How an Attorney Can Help You File an Insurance Claim

If you have been injured in an auto, slip and fall, or some other type of accident, it may be possible to file a claim with the insurance company. The insurance company is there to step in and cover your medical expenses, lost wages, and a variety of other things that resulted from the incident in question. While most people are used to filing simple claims with insurance companies to deal with damage to their vehicle or other property, it can be quite different when it is related to a personal injury. When this is the case, having an attorney help you file the insurance claim will provide many important benefits.

Confidence in Your Actions

Everyone knows that insurance companies can be difficult to work with, and it is often confusing for the average person. Since making a mistake during this process can end up costing you thousands of dollars, the entire process can be made even more nerve-wracking. Having an attorney will provide you with the confidence that you need to ensure everything is being done correctly.

Know what Your Claim is Worth

When you’re dealing with a normal auto accident claim, it is easy to determine how much the insurance company should pay. You simply get an estimate from a repair company and submit it to the insurance provider. When there is an injury, however, it is a lot more difficult. You have to not only include the costs of the damage to any property, but also medical expenses, lost wages, pain and suffering, and much more. An attorney will have the experience needed to understand what these things are worth so they can file the claim appropriately.

Show the Insurance Company You Mean Business

When an insurance company is dealing directly with a client making a claim, they know they have the upper hand. Insurance companies handle these things every day and know how to minimize the amounts that they have to pay out on any given claim. When an attorney is involved, however, they know there is the serious risk of a lawsuit. This will often cause them to be more willing to make a fair claim settlement that you are happy with.

Be Ready for a Potential Lawsuit

One of the biggest benefits of having an attorney help file your lawsuit is that they will be familiar with your case right from the beginning. If the insurance company refuses to pay out what you are owed, your attorney will be ready to take action and even file a lawsuit if necessary. Contact us to speak with an attorney about your claim and see how we can help.

Written by John M. Totten

John M. Totten

John's office is in Athens, Alabama, where he has helped thousands of people in North Alabama with everything from family law issues, to catastrophic injury and death cases, to criminal defense.